Free Credit Analysis — ScoreFixer AI
1,247 people fixing their credit right now
0/8
ScoreFixer AI
Hey! 👋 Before we dig into your credit, I want to understand what's going on. What brought you here today?
🚫
I got denied for something
Mortgage, car loan, credit card, apartment
💸
I'm paying too much in interest
High rates on loans, cards, or insurance
😤
I know there are errors on my report
Wrong info, old debts, accounts that aren't mine
📈
I just want a better score
General improvement, no specific event
ScoreFixer AI
Got it. Now — what's actually showing up on your credit report?
Select everything that applies. More detail = better plan.
✓
🗑️
Collections
✓
⏰
Late payments
✓
💔
Charge-offs
✓
📊
High balances
✓
🔍
Hard inquiries
✓
🛡️
Fraud / ID theft
✓
🚗
Repossession
✓
🤔
Not sure yet
ScoreFixer AI
Where's your credit score right now?
A rough idea is fine — we can figure out the exact number later.
🔴
Below 500
Biggest room for improvement
🟠
500 – 579
Strong potential for quick gains
🟡
580 – 669
A few fixes could change everything
🟢
670 – 739
Close to excellent territory
⭐
740+
Protect what you've built
🤔
I'm not sure
We'll figure it out together
ScoreFixer AI
How long have these issues been on your report?
This helps us determine which dispute strategy works best.
🕐
Less than 1 year
📅
1 – 3 years
📆
3 – 5 years
⏳
5+ years
🤷
Not sure
ScoreFixer AI
Have you tried to fix your credit before?
🆕
No, this is my first time
I don't even know where to start
🛠️
I tried doing it myself
Sent letters or disputed online but it didn't work
🏢
I paid a credit repair company
Spent money but didn't see results
✅
Yes, and got some items removed
But there's still more to fix
ScoreFixer AI
Almost there! What's driving you to fix this now?
Pick the most important one.
🏠
I want to buy a home
🚗
I need a car loan
💰
I want to stop overpaying on interest
💳
I want to qualify for better cards
🧘
I just want peace of mind
ScoreFixer AI
Great — I'm putting together your personalized plan. What's your name?
We need this for your dispute letters — they go out under your name.
First Name
Last Name
ScoreFixer AI
Nice to meet you! Last thing — where should we send your free credit plan?
Email
🔒 100% free
📧 No spam ever
⚡ Results in seconds
🔍
Analyzing your situation...
This takes about 10 seconds
⏳
Reviewing your answers
⏳
Matching dispute strategies
⏳
Calculating potential impact
⏳
Building your personalized plan
🚀
Your plan is ready!
Here's what we found based on your answers.
Your Situation
Your Action Plan
1️⃣ Upload your credit report (takes 30 seconds)
2️⃣ AI scans every line for errors
3️⃣ Get personalized dispute letters
4️⃣ Mail them and track results
📄 Have Your Credit Report Ready
🆓 Get your free report at AnnualCreditReport.com
📱 Download it as a PDF to your phone or computer
⚡ Upload it in the app — AI analyzes it in 30 seconds
🔒 No credit card required
⚡ Takes under 5 minutes